

ASSET FINANCE
An alternative to traditional bank loans, the asset finance products can help you purchase the equipment you need to grow your business. Repayment periods vary from one to five years, spreading the cost over a period of time. The business pays for the equipment with the income it generates or the costs saved, helping you maximise your working capital.

RENEWABLE ENERGY FINANCE
Funding solutions to make it possible to implement sustainable energy projects, such as solar power or energy saving infrastructure.

INVOICE FINANCE
Invoice finance helps you access funding by using your debtor book as collateral. In short, your business borrows money against sales invoices before your customers have paid them. This loan will be repaid when your customers pay their invoices. This facility revolves as new invoices get issued.

TRADE FINANCE
Trade finance is a transactional product that helps you overcome the barrier to trading abroad that is created by the timing of payment for the goods. Often you have to pay in advance, or bear the shipping and VAT costs early in the process. Trade finance can help with a range of schemes that are designed to solve these problems.

SOFTWARE FINANCE
Software finance covers the purchase price, implementation and licences connected to software. Different types that are covered include CRM, ERP, development and specialised software, as well as cloud and SaaS.

STOCK FINANCE
Stock finance is a short term working capital loan secured against stock – a revolving facility that gives you access to extra cash, helps you negotiate early payment discounts with suppliers or order larger quantities of stock.

COMMERCIAL PROPERTY FINANCE
Commercial property finance provides a mortgage to help you grow your commercial property portfolio or buy your existing building.

FRANCHISE FINANCE
Finance for franchise owners or multi-site retailers that helps you grow your business, leveraging your known business model to access funding.

CUSTOM FINANCE
Innovative funding solutions for those unique business requirements that do not fit within the more established funding products.


